21st Century Resources Inc., offers merchant account services in partnership with North American Bancard, a 35 year old company and an industry leader in the credit and debit card processing industry.
We offer two different programs, the near zero cost Edge program is by far the most popular. Contrary to other so-called "cash discount" programs, the NAB Edge program, which is an alternative cash discount program, provides two prices for the customer on every item and allows them to select the payment type - cash or "other". If other is selected the price is automatically adjusted to cover the transaction costs. Effectively you as the merchant are passing on the costs including the rewards points, and cash back to the consumer who is the beneficiary of these cost in the first place. Unlike many competing "cash discount" systems, The Edge program is fully compliment with Visa and MasterCard policy and is legal in all 50 states
We also offer conventional credit card processing pricing at competitive rates. Here is a comparison:
|Edge Program Pricing||Traditional Pricing|
|Qualified Discount Rate||* 0%||1.69%|
|Rewards Card Surcharges||none||pass through|
|* The discount fee of 3.85% is absorbed by the 4% surcharge for a credit card transaction|
|** There are no transaction fees for an average ticket size of $20 or more, less than that is a 25 cent per item fee.|
To enroll in the Edge Program click here.
To enroll in the Traditional Pricing Program click here
Both programs include all the benefits of the jump start system